Solutions · Dispute Automation

Fight every chargeback worth fighting. Automatically.

Pinch pulls each dispute the moment it lands, builds the case from the customer’s full history, files it before the deadline and sends the result back to checkout.

DecisionsLive
RefundDSP-55130 · $98Refund proof filed70
Fraud 10.4DSP-55126 · $129Ready for approval83
Not receivedDSP-55121 · $45Evidence filed77
Not as desc.DSP-55118 · $164Evidence filed58
Fraud 10.4DSP-55114 · $310Accepted · buyer blocked8
Not receivedDSP-55110 · $89Ready for approval64
Fraud 10.4DSP-55107 · $212Evidence filed91
Every decision logged with its reason0.3s each

Why it’s hard

Every dispute costs you. Win or lose.

$82

$82

$82

average cost to resolve a single first-party misuse dispute, above $80 for the first time. The work is the same whether you win or lose.

17%

17%

17%

of fraud disputes are first-party misuse. The cardholder made the purchase, then disputed it.

64%

64%

64%

of merchants say first-party misuse rose last year, a quarter of them by 25% or more.

Source: Merchant Risk Council, Visa Acceptance Solutions and Verifi, 2026 Global eCommerce Payments and Fraud Report.

What goes into every case

Evidence built to the reason code.

Address and CVV checks

Whether the billing address and security code matched at checkout.

Device and IP

The same device and network behind the customer’s past orders.

Delivery proof

Tracking, delivery photo and signature from the carrier.

Order history

Prior orders on the same card, address and identity.

Returns and claims

Every return, claim and refund the customer has had.

Support conversations

What the customer told your team before disputing.

Policy acceptance

The return and sale terms the customer agreed to at checkout.

A rebuttal letter

Written for the case and formatted the way the card network expects.

How it works

Every dispute answered. The right ones fought.

Dispute
Kayla B. · 14 ordersDSP-55107 · Visa 10.4
Wool overcoat$212.00
Signals
Same device as 14 past orders
Delivered and signed for
Support chat confirms it arrived
2 disputes last year
Address and CVV matched
Processor · orders · carrier · support · network
Pinch decides
DecisionScoring
Friendly fraud score–
Experience
Fight with evidenceFiled on day 2Buyer flagged at checkout
Reason logged · Pinch recommends, you approve
What gets filed
9:41●●●
ACME APPARELDispute case
Wool overcoat$212.00

Evidence filed

Submitted on day 2 of 30

Card-absent fraud claim

An evidence packet with 9 items and a rebuttal letter

View rebuttal letter

Illustrative cases. Your team approves each filing or lets Pinch auto-submit. Lost disputes feed the identity graph, so the same buyer is declined at checkout next time.

Free 3-month trial · for qualified brands

Try Pinch on live disputes. Free.

01

Talk to us.

Tell us how your team handles disputes today.

02

Connect your store and processor.

Orders, carrier data and support history, plus disputes from your payment processor.

03

Qualified brands try Pinch free for three months.

Run it on live orders, then decide.